Repossessions of landlord properties were up 28.6% in Q3 last year, according to new figures from banking trade body UK Finance.
22nd Jan 20260 3,332 1 minute read David Callaghan
Landlord repossessions jumped more than a quarter in Q3 last year compared to the same time in 2024, new figures reveal.
There were 900 buy-to-let mortgage repossessions, up 28.6% from 700, according to banking trade body UK Finance.
ArrearsAnd there were 10,420 buy-to-let mortgages in arrears, which was more than 2.5% of the outstanding balance. This was down though 850 from the previous quarter.
Other findings in the UK Finance data release include:
59,467 new buy-to-let loans advanced in the UK, worth £10.9 billion. This was up 22.7% by number (28.2% by value).
The average gross buy-to-let rental yield was 7.15%, compared with 6.93%.
Clear reminder
Megan Eighteen, President, ARLA Propertymark
Megan Eighteen, President of ARLA Propertymark, says: “These figures point to a more positive sentiment in the buy-to-let market during the third quarter of 2025.
“However, the rise in buy-to-let mortgage possessions over the same period a year earlier is a clear reminder that affordability pressures persist for some landlords, particularly those facing higher borrowing and operating costs.
“Any sustained easing in inflation would help restore confidence and improve borrowing conditions,” she says.
Continued investment in the sector remains essential to support supply.”
“As the year progresses, it would be encouraging to see this translate into a more stable and affordable buy-to-let market.
“Continued investment in the sector remains essential to support supply and deliver much-needed new rental homes at a time when demand continues to outstrip availability.”
Read the full UK Finance release here
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Tagsrepossessions 22nd Jan 20260 3,332 1 minute read David Callaghan Share Facebook X LinkedIn Share via Email